What are Loans for Bad Credit with No Guarantor?

Being on the low credit profile means you have not been good in pursuing your finances. You have made late repayments of any loan or payment of the credit card or whatever.

The challenges are plenty with less-than-perfect credit score, especially when you need one more loan to cope with the financial challenges. The lending market in the UK has both the variety of traditional and modern-age lending routes. We have chosen the latter option and are feeling proud to be the vital part of new-age lending.

Your low credit score does not make any importance for us. Therefore, we have come up with a specialised loan deal for you, and it is loans for bad credit with no guarantor available on essential benefits.

Bad Credit

THESE ARE PRIMARILY THE SHORT TERM LOANS AVAILABLE FOR THE MAXIMUM DURATION OF 36 MONTHS, AND ONE CAN BORROW THE AMOUNT UP TO £15,000.

For the final figure, we prefer to discuss with you before starting the application. You must familiarise us with your real financial situation so that we can frame out the most suitable loan offer for you.

Why Are Direct Lenders Vital to Get Loans on Benefits?

The complicated procedure, tiring applications steps and delayed fund disbursal cause the occurrence of direct lending. Over time, the sphere of direct lending had increased, and now most people prefer to go for online lending.

We do not hesitate to describe us as the right search for those looking for loans for bad credit with no guarantor and no fees from the direct lender. Here are the primary reasons:

1. No Need to Waste Money on Brokers

The reason number one is that you do not need to waste money in paying brokers’ fee. Since you are already in the challenging circumstances and struggling for funds, paying extra fees would be difficult. With us, you do not need to do this, as we are the direct lender and have a vast presence all over the UK.

2. Improve your credit performance

The second reason is that we create the opportunity through which you can improve your credit score. We have flexible repayment plans in which you can choose according to your capacity. Make the monthly instalment on time or you can choose our automatic deduction option.

3. Grab an Opportunity to Renew your Loan

Unlike other direct lenders in Ireland, we allow you to renew your loan. Suppose your current deal is about to end, but still, your finances need more funding access. In such circumstances, we can renew your loan on the same interest rates of your previous loan. However, it is for only pre-registered borrowers.

Can I Get Loan Approval Today?

The primary feature of direct lending is the speed in providing financial assistance. We also follow the same principle and create the chance for our borrowers to get a loan on benefits today itself. You only need to have internet access that can be in your PC or Smartphone. Here is the loan application process we follow:

Sr. No. Loan Process Feature Implementation
1 No Credit Check We are not interested in examining the credit history of the borrowers.
2 Online Application Form With no credit perusal, you can directly come to our website, fill out an application form with mandatory details.
3 Submit the form and Wait for Approval We quickly verify the details that you have mentioned in the form. Once convinced, we straightway send a mail to you regarding the loan approval.
4 Same Day Fund Disbursal We take hardly a few minutes to release the desired funds to transfer to your valid bank account.
5 Easy Repayments to Follow Now you have availed the funds. Used them and made the repayments without putting the extra burden to your monthly financial budget.

I Have no Full-time Job! Can I Still Apply for Loans for Bad Credit People?


WE ALWAYS ENSURE AN ‘ALL ROUND FINANCIAL ASSISTANCE’ FOR OUR EVERY BORROWER. FORTUNATELY, WE ARE BLESSED WITH THE TEAM OF EXPERIENCED FINANCIAL EXPERTS, WHO KNOW HOW TO EMBELLISH A MULTI-PURPOSE LOAN DEAL FOR THE UK CITIZENS, WHO ARE ABOVE 18 YEARS OF AGE.

When it comes to the multi-purpose loan deal, we are already ready with loans for unemployed people with bad credit and no guarantor is required either. Yes, we have also included jobless individuals giving the condition that they will make the repayments through their part-time earning.

Do your earned government’s benefits make sense for the loan approval?

Indeed, we are not reluctant to accept the loan applications, even though the applicant is gaining the government’s benefits. As compared to the other direct lenders in the UK, we can accept those benefits as the mode of the repayments. Thus, you have every chance of gaining a loan deal from us irrespective of your unemployed or poor credit status.

Important Advice: It is correct that we are offering loans despite no job and adverse credit score; we expect that you still have some source of income while sending the loan application to us.

Why should FocusLoans be My Lender?

FocusLoans has raised the bar of direct lending in the UK where more and more people can seek the solution for any financial problem. We are the right answer to those searching with a query like where to get loans for bad credit situation with no guarantor is required and available on benefits from the direct lender.

Show trust in our ‘all-round lending approach’ and surely, you will get the wanted financial outcomes during the tricky times. With us, you have these advantages:

We are sure that such features allure your attention to applying for our product called ‘loans for bad credit with no guarantor on benefits’. No more thinking, submit your application now.

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