Loans for bad credit – When borrowing brings boost in credit score

The life goes upside down when you are in bad credit situation. Your finances become the victim of countless restrictions applied by the pathetic fall in your payment records. Failure and rejection in any financial product becomes your only destiny. Many people across the UK are facing the complications due to their less-than-stellar credit score performance. This prevalent chaos made the presence of a trouble-shooter necessary and the short-term loans for bad credit came into existence. The platform for this advanced tool became the direct lenders that are the disciples of next generation online lending. Focus Loans is one among them and we have these loans at your service 24x7 on instant approval decision.

Get your right to revive in three ways

Enough of bad days due to bad credit!

Your time to get back to the normality has arrived with our lucrative loans for poor credit that SOLVE 3 PRIME PURPOSES.

  • Borrow funds and pay the debts
  • Improve credit score with timely repayments of small instalments inspired through customised deals
  • Get eligible to qualify for other financial products in future with boosted credit rating

All these three purposes are important to you to go further in your financial life. Isn’t it? We can help you in all these three aspects with a personalised approach. The rate quotes to repayments are sure to stay in your favour. Pay the instalments on time and by the end of the tenure, you are sure to reach to an improved credit score status.

How can I get approval if my credit score is already bad?

Here you need to pay attention on the rational practices that direct lending follows and we are not the exception. Yes, you may have a poor credit rating but Our Focus Is On Your Repayment Capacity. Past financial circumstances can never be changed, but more important is your current situation. Your salary in the present can get you an easy and smooth approval. In addition, your recent financial behaviour is important to us. We are more than happy to have an applicant who pays the bills and debts on time. All our branches work on the same approach on bad credit loans in the UK. By the way, it is important to tell you that we have no obligation policy. Means no guarantor required to get money. In fact, you can also find us online through bad credit no guarantor loans.

Who are your beneficiaries?

However, we do not find it necessary to tell as we are quite liberal on this part but to give you a clear idea about this here is the answer.

We accept applications from
Employed Unemployed Students Tenants Retired people Physically challenged Single parents

Note – We also provide loans to bad credit people who are under trial because of the fact of ‘Innocent until proven guilty’. We understand that situations happen and until you do not get any final decision, we do not think it is fair to keep you devoid of financial assistance.

No upfront fee everything encapsulates fairly in APR

We are not in the unfair practice to charge varied fees and charges. All our costs comfortably and ethically fit in the APR. Already, it is not allowed to take any upfront fee from the borrowers. We are determined and dedicated to follow the rules of direct lending industry. For us, the trust of the borrowers is the biggest profit as well as asset. Our prime purpose is to help people get rid of the chaos of their financial life. This generates the need of truly rational approach from the lending companies as fund seekers rely on them a lot for a better future. We just try our best to play our role.

A precise idea of what we offer and how we offer

We frequently face few doubts and questions from our applicants and thus find it necessary to tell a few things beforehand to help you take a confident and clear decision.

Our loan deal in precise points
How much can I borrow? £1000 to £10,000
What is the minimum and maximum tenure? 3 months – 36 months
What is your approval rate? 97%
How can I apply? Online through 100% paperless procedures
How do you take repayments? Send through online transaction on the due date

My concern is on credit check I do not want it

Sure, like any other poor credit scorer, your fear from credit check is natural. To have you with us without any anxiety on this part, we offer no credit check loans on instant approval decision. This saves your credit records from search footprint and facilitates a stress-free borrowing experience. Once you improve in credit rating through timely repayments, you will have no more fear from credit score perusal.

Focus Loans is resolute for its aim to assist you during financial needs and help in the upgrade of credit rating. Just let us help you with the desired loan deal you want from us. We are more than ready to provide you best ever deals on small loans for bad credit to bring you the lost control of your financial life.