Focus Loans is a UK based direct lender offering various types of short-term loans to both good credit and bad credit borrowers. We come when you lose hope. Our aim is to help you tide over when you face monetary issues.

The range of our small loans includes:

  • Unsecured personal loans
  • No guarantor loans
  • Bridging loans
  • Loans for unemployed
  • Small business loans
  • Loans for tenant
  • Loans for bad credit


“We believe in helping you, not bothering you,” is our mantra, which is why we maintain transparency throughout the entire lending procedure. We do not use bait to trap borrowers, nor ambiguous terms. Clear specifications will make the borrowing easier, faster and more pleasant. We are proud to have rendered loan deals to thousands of borrowers so far.

Unlike certain direct lenders, we welcome queries. Our round the clock service will immediately solve your queries. We assure you that all your doubts will be resolved as we put customer satisfaction at forefront.


Are you looking for affordable loans? Regardless of extensive research, it seems quite onerous to get a lender lending money at lower interest rates. We make all possible efforts to lend money as quickly as possible. From easy application to quick disbursal, our lending procedure is smooth because we run soft credit checks.

Regardless of your credit rating, you do not need to be get worried of losing your credit score. A hard credit check not only delays the disbursal but also takes a toll on your credit rating. We understand that you cannot wait for a very long period in case of a financial emergency and hence we make sure that you get money the same day you put in the loan application form.


Though our aim is to provide you with financial assistance, we need to consider various factors before lending you money. Since you are to pay interest on top of what you owe, we give priority to your affordability. We keep it at the forefront and this is why we have won hearts of our borrowers.

We are proud to assert that this is what has encouraged various borrowers to borrow money from us the second time. We always consider your repayment capacity while lending you money so that you do not fall into a predatory cycle of debt. Unlike other loan companies, our aim is to help you financially, not to make profits by trapping you in debt.


Our panel has a group of financial experts who help borrowers decide a personalised loan deal. If you want to know about a loan, our financial experts will always help you. Let us know your income sources and credit needs. We will inform you about a deal that suits best your needs.

Are you looking forward to applying for the loan? Borrow money today!

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