Fast and Flexible Personal Loan from Private Lenders UK

Who is Focus Loans?

Focus Loans is renowned direct loan lenders who offer short-term loans in the UK to fund your unforeseen expenses when you have run out of money. Contrary to traditional money lenders, we accept applications from bad credit borrowers too. Our aim is to help as many borrowers as possible who are in need of financial support.

• Transparent policy, no hidden fees and no surprises
• Flexible lending, most of the loans are repaid in instalments

We strive to provide you with personalised loan offers so that you do not fall into a predatory debt cycle. We offer what you deserve, not what you desire. Contact us when you need money. We assure you that you will get a satisfactory solution.

A Direct Loan Lender with Low-Cost Loans? Yes, We Are

The modern-age private loan lenders in the UK politely challenge multiple rejections from the conventional banks, especially for the people with bad credit scores. As being part of this huge direct lending market, Focus Loans does not shy away from the opportunities to serve the financial interests of its prospective borrowers.

Financial challenges are plenty, particularly for those having the issue of poor credit score. To reduce their stress and to ensure peace of mind for them, we have brought specialised deals on private loans for bad credit people, including competitive interest rates.

In fact, we have personalized deals for those who have very poor credit rating. We offer very bad credit loans with no guarantor at competitive interest rates. We manage to lend money at lower interest rates than other direct lenders in the UK.

Similarly, the jobless people also have the wish for getting the loans on the guaranteed acceptance. Based on their affordability and repayment capacity, we have provided them with one of the best platforms of money lenders in the UK where they can seek adequate funding.

An ‘All-Round’ Private Loans for Bad Credit

For other lenders, bad credit is like an obstacle in approving the loan application. At FocusLoans, bad credit is like an opportunity to help needy individuals during the critical financial period.

You can reckon us as one of the responsible direct lenders offering private loans for bad credit people. The primary reason is obvious, i.e. our flexible lending policy.

We are not stringent on your past credit performance. Instead, we are soft to your present financial commitments. If you have recently performed well in paying all the debts, you can have guaranteed loan acceptance from us.

We focus primarily on offering affordable loan deals where the amount is disbursed according to the individual’s capacity. Many more loan features can be as follow:

• There will be a soft credit check that does not leave any search footprint on your credit profile
• Flexible repayment plans are there, and the interest rates are decided after analysing one’s recent financial capacity
• You have a better chance of improving the credit history because the monthly instalments are easy to manage.
• We have a higher rate of loan approval for people with low credit scores. It is because the acceptance is based on your income.
• No extra fee is charged just because you have poor credit. Like others, you have only interest rates to pay alongside the principal amount.

Focus Loans offers loans without brokers fees

Focus Loans is a direct lender, not a broker and hence all loans that we offer are called loans without brokers fees. We do not charge any fees. You simply have to fill in the application form and if we approve your application you will get the loan at once.

Focus Loans do provide guaranteed loans for the unemployed

Focus Loans understands that life can throw you a curveball at any time. Even if you have enough savings you will likely fall short of cash during a financial emergency.

You may need money to fund unforeseen expenses when you are out of work. In this scenario, you will need to apply for loans for the unemployed. Focus Loans provides these loans at competitive interest rates. These small loans can help you fund financial emergencies during unemployment.